About Rachel Kavanagh


Zip Accounting Founded in 2023
After working as an auditor within an accounting firm for 5 years, Rachel subsequently moved into industry where she spent nearly 10 years working within finance teams for large companies. Whilst the experience was pivotal for her progression, Rachel found she missed working with smaller businesses and individuals.
With that backdrop, Rachel founded Zip Accounting at the end of 2023 with the aim of using her accounting expertise and commercial knowledge to help business owners in the UK.
Core Values
- Acting with integrity
- Providing an excellent service that clients can depend on
- Keeping things as simple as possible for clients, but no simpler!
Zip Accounting strives to relieve the pressure of finance for businesses, providing a tailored approach to clients based on their individual needs and circumstances—believing that every business faces unique challenges.
Having spoken to many small business owners and charities over the years, Rachel understands the headache that accounting and tax can be, and seeks to be a helping hand.

Qualifications & Certifications
Rachel is a Chartered Accountant and a Fellow of the Institute of Chartered Accountants in England and Wales (ICAEW). She is also a certified expert in QuickBooks (advanced), offering bookkeeping, payroll, and VAT return services compliant with Making Tax Digital.



Wider Network & Support
The world of tax for SMEs in the UK is a minefield and an ever-shifting landscape. UK tax remains an area of considerable complexity. As a sole practitioner, Rachel stays up-to-date with the latest UK tax laws and rates, accounting skills and techniques within the industry through CPD (Continuing Professional Development) and regular training provided by her Accounting Body, the ICAEW.
Zip Accounting also has access to a number of tax consultants on hand to advise on tricky or niche areas of tax and VAT where required, or to provide a second opinion on a complex matter.
What About You?
Perhaps you are trying to navigate through the financials all on your own and finding yourself lost in endless tax administration and legislation. Or maybe you are considering starting up a company, or perhaps you are wanting to grow your existing business but not sure where to start or how to produce a cash flow forecast. Maybe you just want a change.
👉 See the Services page to find out more about how Zip Accounting can help.


